✨Next-Gen Personal Finance Assistant

Master Your Money
with Practical Insights

Maliaty combines offline-first SQLite performance, AI anomaly detection, OCR receipt scanning, and Biometric Lock Protection — all completely private, running on your device.

🔒 100% offline-first — zero data leaves your phone
🤖 Practical AI financial insights & cash flow prediction
📷 On-device OCR receipt scanner + CSV bank import
🛡️ Biometric lock & encrypted local SQLite database
🔐End-to-End Encrypted
📴Works 100% Offline
🕵️Zero Data Trackers
Dashboard
⚡
100% Health Score
Optimal Savings Rate
🤖
On-Device AI Engine
Zero Server Telemetry
📸 Live Screenshot: Real-time Net Worth & Health Score
🔒
Privacy-First Local Storage
🌍
Multi-Currency Support
5
Supported Languages
100%
Offline-First Core
0
Data Shared Externally
📱 Real Interface Showcase

Built for Speed, Crafted for Clarity

Explore actual app screens from Maliaty running live. Designed natively for iOS and Android with a sleek dark aesthetic.

Financial Dashboard & Health Score
Core HubOverview

Financial Dashboard & Health Score

Get an immediate snapshot of your total balance, financial health score (100%), savings rate (57%), and wallet distribution — updated in real time with local SQLite performance.

✓
100% Financial Health Index calculation
✓
Multi-wallet net worth tracking
✓
Recent activity stream & quick actions
Select Screen:
Financial Dashboard & Health Score
Financial Dashboard & Health Score
Overview
Monthly Analytics & Expense Breakdowns
Monthly Analytics & Expense Breakdowns
Analytics
Spending Velocity & Trend Analysis
Spending Velocity & Trend Analysis
Analytics
Category Budgets & Progress
Category Budgets & Progress
Budgeting
Cash Flow & Timeline Predictor
Cash Flow & Timeline Predictor
Forecasting
Subscription Management & Renewals
Subscription Management & Renewals
Subscriptions
Subscription Category Breakdown
Subscription Category Breakdown
Subscriptions
Financial Control Center & Local Tools
Financial Control Center & Local Tools
Control Center
Lightning-Fast Expense Entry
Lightning-Fast Expense Entry
Smart Input
Private & Offline Security Settings
Private & Offline Security Settings
Security
🎯 Core Capabilities

Track. Understand. Predict. Control.

The first release is fully free, with no ads, purchases or subscriptions to Maliaty. Explore all included tools, including local insights and the local assistant.

☁️
Free

Track Your Finances Offline

Keep financial records on your device with Drift and SQLCipher-encrypted storage on Android. Optional Firebase sync is separate from local financial analysis.

Track Your Finances Offline
  • ✓Offline transaction tracking
  • ✓Drift local storage
  • ✓Optional Firebase sync
🤖
Free

Predict Cash Flow Trajectories

Review spending patterns with local financial summaries, anomaly alerts and cash flow projections. These tools do not require a cloud AI provider or personal API key.

Predict Cash Flow Trajectories
  • ✓Categorized expense donuts
  • ✓Velocity & anomaly warnings
  • ✓Cash flow trend lines
📅
Free

Visualize Future Liquidity

Visualize upcoming recurring bills and projected income directly on an interactive calendar timeline. Maintain adequate liquidity for every cycle.

Visualize Future Liquidity
  • ✓Calendar liquidity view
  • ✓Bill due date reminders
  • ✓Balance runway forecast
📊
Free

Understand Your Spending Limits

Set category spending caps with dynamic progress indicators. Get instant feedback on remaining allowances before making non-essential purchases.

Understand Your Spending Limits
  • ✓Dynamic progress meters
  • ✓Category cap allocations
  • ✓Overspend threshold alerts
🔄
Free

Control Recurring Expenses

Centralize all recurring payments. Track monthly renewals, annual cost projections, and discover redundant subscriptions before they renew.

Control Recurring Expenses
  • ✓Renewal countdown badges
  • ✓Annual spend calculator
  • ✓Redundant plan detection
📷
Free

Automate Data Entry

Snap a photo of any physical receipt to automatically extract merchant, date, and totals using on-device OCR — or import bank statements in CSV.

Automate Data Entry
  • ✓On-device OCR parsing
  • ✓Bank statement CSV importer
  • ✓Shock simulator & runway

Privacy & Architecture

Maliaty uses Drift with SQLCipher-encrypted storage on Android and on-device financial analysis. No personal API key is required. Cloud chat is not available in the first release; optional Firebase sync is a separate feature.

Explore all screens in full detail in the interactive showcase above.

Explore All Screens →
🔒 Privacy & Security

Your Data Stays Yours. Always.

Maliaty is architected from the ground up with a privacy-first philosophy. Financial insights and assistant responses are processed locally. Account authentication and optional cloud synchronization are separate services.

🔐
💾

100% Local-First Storage

Every transaction, budget, and goal is stored in an encrypted SQLite database on your device. Nothing is transmitted to any server unless you explicitly enable cloud sync.

💡 Powered by Drift (SQLite wrapper) — ACID-compliant, offline-capable, and blazing fast.
🚫

No Advertising or Paid Access

Maliaty's first release has no advertising SDK or paid-access checks. Local assistant processing stays on your device; optional Firebase synchronization is a separate feature.

💡 The first release is fully free, with no ads, purchases or subscriptions to Maliaty.
🛡️

Biometric Gate

Face ID and fingerprint authentication protect the app at the OS level. The app enforces biometric lock every session, preventing unauthorized access even on a shared device.

💡 Uses Flutter's local_auth — device-native biometrics with no biometric data leaving the chip.
☁️

Optional Cloud Sync

Firestore cloud sync is an opt-in feature you control. When enabled, data is encrypted in transit (TLS 1.3) and at rest (AES-256). Disable it anytime to go fully offline.

💡 Data is associated with your account in Firebase Firestore. Disabling sync does not delete previously uploaded data.
🔐

Encrypted at Rest

Android database files use SQLCipher encryption. Device security remains important; encryption does not guarantee protection on a compromised device.

💡 Android database encryption uses a generated per-installation key stored through the operating system's secure storage.
🤖

On-Device Financial Assistant

Local financial insights and assistant responses are processed on your device without sending prompts or financial context to a cloud AI provider.

💡 No personal API key is required. Cloud chat is not available in the first release.
🤝

Our Privacy Promise

The first release has no ads or paid access. Financial insights and assistant responses stay on your device. Optional cloud synchronization uses Firebase as described in the privacy policy.

Read Full Privacy PolicyTerms of Service
❓ FAQ

Frequently Asked Questions

Everything you need to know about Maliaty's privacy, features, and how we keep your financial data safe.

Visit the Maliaty account deletion request page for the support email, request instructions and deletion scope. Send the email yourself; ownership must be verified before deletion. Automated in-app deletion still needs separate server activation and production verification.
Yes — Maliaty is offline-first by design. All your transactions, budgets, goals, and settings are stored locally on your device using SQLite. The app is fully functional without any internet connection. Cloud sync via Firebase Firestore is completely optional and can be disabled at any time.
By default, Maliaty collects nothing. All data lives on your device. If you opt into cloud sync, your transaction data is stored in your own Firebase Firestore instance, encrypted in transit and at rest. We have no analytics pipeline that reads your financial transactions, and we do not sell or share any user data.
The first release uses on-device financial summaries and local assistant responses. No personal API key or external AI subscription is required, and this processing does not send prompts or financial context to a cloud AI provider. Cloud chat is not available in the first release; optional Firebase sync is a separate feature.
Maliaty uses a combination of on-device OCR and AI parsing to extract merchant name, date, and amount from receipt photos. Accuracy is typically >90% for clear, well-lit receipts. You can always review and edit the parsed data before saving. Bank statement CSV import supports multiple column formats and includes a preview with validation before import.
Device access still matters. Android database files use SQLCipher encryption with a generated per-installation key held through operating-system secure storage. App locking is a separate protection; database encryption does not guarantee security on a compromised device.
Maliaty is available on iOS and Android. The core app is built with Flutter, ensuring a native-quality experience on both platforms. Cloud sync works across both platforms — your data stays in sync if you use multiple devices. A web companion and desktop version are on the roadmap.
The first release is fully free, with no ads, purchases or subscriptions to Maliaty. Included tools cover transactions, budgets, goals, wallets, subscription tracking, local financial insights and assistant, receipt scanning, cash flow forecasting, the Financial Control Center and data export. All included tools are available without payment.
You can set up any transaction as recurring (daily, weekly, monthly, or yearly). Maliaty runs a background scheduler that automatically creates the transaction on the configured date. For savings goals, you can set a monthly auto-deduction amount and day — the app will automatically move that amount from your wallet to your goal each month.
No. Subscription tracking records recurring expenses you pay to other services. Maliaty does not sell, bill or cancel those services, and the first release has no Maliaty subscription. Manage any external service's payments or cancellation directly with its provider.

Still have questions?

Contact our support team by email.

✉️ Contact Support